Short on Cash? Top Tips for Paying Your Dentist

Going to the dentist regularly is something that you know you need to do. If you don’t, you’ll end up with high dental bills because you’ve got decay, cracked teeth or serious pain that can’t wait for treatment any longer. 

Preventative checkups help keep all of that at bay. Still, if you’re like many Americans who aren’t making a lot of money or are on a fixed income, you may not feel like you have enough to go to the dentist.

Use this guide to help you learn more about ways you can pay for dental services you need. After all, there isn’t a Brooklyn dentist around that wants to turn you away for monetary reasons when you need help.

Find a Discount Plan

Dental discount plans are widely available these days, and for people who don’t have regular indemnity insurance or can’t stand the long waiting period associated with these plans, they’re often an ideal choice. By simply paying a low monthly or yearly fee – usually less than $20 per month – you can get significant savings through qualified dentists.

In many cases, a procedure that cost $500 could cost $350 or less if you have a valid discount plan. Discount plans usually start working right away too, so if you’re in pain or need dental work done right now, these are usually your best bet.

Make Payment Arrangements

The idea of paying your dentist in installments might seem a little bit crazy to you, but the truth is that dentists take payments that way all the time. If the services rendered to you cost $500, what makes you think the dentist won’t take half up front and the remainder in 30 days?

Talk with your dentist about payment arrangements. Many are willing to make a payment schedule with you for smaller services or ones that are very expensive.

Some dentists will even work with you to make payment arrangements for cosmetic procedures.

Consider Credit

Nobody likes the idea of maxing out their credit for a dental procedure. However, if you have available credit and you desperately need dental work, make the decision to get what you need done now.

If you don’t, it will end up costing you more money in the long run. You can talk to your dentist about using credit cards for payment arrangements as well.

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